Morningstar Research Services is not acting in the capacity of adviser to investors. Morningstar Research Services’ selections were based on qualitative factors and quantitative analysis in addition to the judgment of analysts. Morningstar Research Services may have more favorable opinions of certain investments which are not included in the universe available through Millennium Trust. Particular investments in the select list may not be appropriate investments for every individual, and there may be other investment options that are more suitable. Both the universe of investments available through Millennium Trust and the select list of investments selected by Morningstar Research Services LLC are subject to change without notice. The universe does not include all investments available in the marketplace. The select list provided by Morningstar Research Services is derived from the universe of investments available when you use Millennium Trust’s services.
Securities and Exchange Commission and is a subsidiary of Morningstar, Inc. *Morningstar Research Services LLC, is registered with and governed by the U.S.
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